April 8, 2010
April 2, 2010
Alison Clarkson and School Choice in Vermont
Clarkson's statement is wrong in many ways.
First, the predatory tone. Choice towns have decided to provide that opportunity, not out of malice for the public school system (particularly as most students stay in the public schools -- see the second point), but in the interests of what is best for their citizens. Their students, granted this freedom by the taxpayers of their towns, are not "escapees" to be "captured".
Second, it is short-sighted and ill-informed. Once these few children are forced back into the public school system (where they have already decided they are not well served so that many of them will choose home schooling), enrollment will continue to decline. So, that problem is not at all solved by eliminating choice. Especially as most students from choice towns go to public schools already. In my town's current 8th-grade class, only 3 students out of about 30 are going to private schools: one is going to an expensive boarding school, for which the town will pay only a fraction of the cost, i.e., the student would have gone there anyway; so only 2 students would be "captured", i.e., not given the opportunity of an alternative high school that better serves their needs.
Third, the elitism. Vermont has a unique system in which the students in about 70 towns (13% of the state's students; data from the Vt. Dept. of Education for fiscal year 2010) are able to choose any non-religious high school they want, even in another state, and if it is private, their town will pay up to the state's average public per-pupil spending. As noted in the second point, most students choose the nearest public high school or one that provides bus service to their town. Some choose another public high school that is especially strong in specific areas of interest. A few use the money to help them pay for an expensive private school they would have gone to anyway.
But Vermont's system has allowed the creation of a number of independent high schools that provide much-needed alternatives to the bigger-is-better and too often one-size-fits-all philosophy of the public system. An alternative is thus available to any student in a choice town, not just the children of the rich.
Clarkson, whose sons apparently go to The Groton School in Massachusetts, would deny such educational choice to those who can't afford it. She is simply saying that opportunities beyond the public school system should be available only to the rich.
Finally, the hypocrisy. It was also reported that Clarkson said that we have very good public schools and the legislature should protect them (from people thinking otherwise!). Why don't her sons go to Woodstock Union High School?
There is only harm implied in her comments, not the interests of the educational needs of the children of Vermont.
P.S. Armando Vilaseca, Vermont's Commissioner of Education, who has expanded a directive to find savings in the school system into an attack against school choice, said last year on Vermont Public Radio that he had never heard of anyone moving to a specific town because of school choice. He is clearly unqualified to be in his position, since school choice is prominently touted in real estate ads and many people do indeed choose their town of residence for that reason. Listen to the comments in this highlights video from the April 6 hearing in Bennington (from Rob Roper of EdWatch Vermont).
P.P.S. Vilaseca has also expressed his resentment of independent schools that are not required to provide special education or similar services, which he thinks give them an unfair advantage at the expense of the public schools. Academically, however, public schools are not put at a disadvantage, because such services are provided by dedicated staff so that it is not a burden to teachers or an adverse distraction to students. And economically, "tuitioned" students are not taking resources from the public schools for those services, because their parents/guardians are still paying the same school taxes as everyone else. They are still contributing as much as everyone else to support the non-tuitioned responsibilities of the public schools.
tags: human rights, Vermont
March 26, 2010
Excerpts from Dominion by Matthew Scully
environment, environmentalism, animal rights, vegetarianism, anarchism, ecoanarchism
March 23, 2010
The 3% Nonsolution
The "historic" health care bill just signed into law has an estimated cost of just under 1 trillion dollars (938 billion). But that's over 10 years. So make it 100 billion dollars annually, or about half the cost of the crusades in Iraq and Afghanistan.
Thus, the bill will represent less than 4% of the country's health care spending.
Small change indeed.
Especially as HHS projects total spending to increase to almost 4.5 trillion dollars by 2019.
This "monumental" reform bill will represent less than 2.7% of the next 10 years' health care spending.
Its only significance is criminalizing not having insurance and forcing people into private "coverage". A cruel mockery of care, this is blatant extortion on behalf of corporate profits.
March 22, 2010
On the big medical insurance bill
Ralph Nader, "A Remnant of Reform":
The health insurance legislation is a major political symbol wrapped around a shredded substance. It does not provide coverage that is universal, comprehensive or affordable. It is a remnant even of its own initially compromised self — bereft of any public option, any safeguard for states desiring a single payer approach, any adequate antitrust protections, any shift of power toward consumers to defend themselves, any regulation of insurance prices, any authority for Uncle Sam to bargain with drug companies, and any reimportation of lower-priced drugs.
Most of the health insurance coverage mandated by this legislation does not come into effect until 2014, by which time 180,000 Americans will die because they were unable to afford health insurance to cover treatment and diagnosis, according to Harvard Medical School researchers.
The bill’s 2,000 pages afford many opportunities for insurance companies to further their strategy of maximizing profits by denying claims, restricting the benefits of their present customers, and the benefits of the new customers who are mandated to buy their policies, all backed by hundreds of billions of dollars of federal subsidies.
Its main saving grace is that it is so inadequate and so delayed in implementation that the position supported by the majority of people, physicians and nurses –- full Medicare for all –- will have abundant opportunities to build around the country. The spiraling price hikes by the insurance industry are sure to spur the single payer movement to new popularity. (See singlepayeraction.org.)
Chris Hedges:
This bill is not about fiscal responsibility or the common good. The bill is about increasing corporate profit at taxpayer expense. It is the health care industry’s version of the Wall Street bailout. It lavishes hundreds of billions in government subsidies on insurance and drug companies. The some 3,000 health care lobbyists in Washington, whose dirty little hands are all over the bill, have once more betrayed the American people for money. The bill is another example of why change will never come from within the Democratic Party. The party is owned and managed by corporations. The five largest private health insurers and their trade group, America’s Health Insurance Plans, spent more than $6 million on lobbying in the first quarter of 2009. Pfizer, the world’s biggest drug maker, spent more than $9 million during the last quarter of 2008 and the first three months of 2009. The Washington Post reported that up to 30 members of Congress from both parties who hold key committee memberships have major investments in health care companies totaling between $11 million and $27 million. President Barack Obama’s director of health care policy, who will not discuss single payer as an option, has served on the boards of several health care corporations. And as salaries for most Americans have stagnated or declined during the past decade, health insurance profits have risen by 480 percent.
Obama and the congressional leadership have consciously shut out advocates of single payer from the debate. The press, including papers such as The New York Times, treats single payer as a fringe movement. The television networks rarely mention it. And yet between 45 and 60 percent of doctors favor single payer. Between 40 and 62 percent of the American people, including 80 percent of registered Democrats, want universal, single-payer not-for-profit health care for all Americans. The ability of the corporations to discredit and silence voices that represent at least half of the population is another sad testament to the power of our corporate state to frame all discussions.
Margaret Flowers, Physicians for a National Health Program, in response to Howard Dean saying "Americans want choice ... Nobody in America likes the government telling them what to do":
The American people want a choice of health care provider and choice of treatment. This bill does neither. Let people choose their doctor and treatment. Under private insurance, the private insurers make the decision. This bill would entrench that system of private insurance. It’s going to continue to leave people out – with the resulting suffering, bankruptcy, foreclosure and preventable death. And that’s not acceptable.
We were excluded from this conversation. This was not a conversation based on data or evidence. It was based on the fact that the industry had their hand in this throughout this legislation and it was written in their favor.
[One might also point out that making it illegal to not have insurance and not providing a nonprofit public alternative to the private insurance market are in fact mockeries of choice. Medicare for All would maximize choice.]
March 19, 2010
Fact Sheet: The Health Care Bill
Myth | Truth |
1. This is a universal health care bill. | The bill is neither universal health care nor universal health insurance. Per the CBO:
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2. Insurance companies hate this bill | This bill is almost identical to the plan written by AHIP, the insurance company trade association, in 2009. The original Senate Finance Committee bill was authored by a former Wellpoint VP. Since Congress released the first of its health care bills on October 30, 2009, health care stocks have risen 28.35%. |
3. The bill will significantly bring down insurance premiums for most Americans. | The bill will not bring down premiums significantly, and certainly not the $2,500/year that the President promised. Annual premiums in 2016, status quo / with bill:
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4. The bill will make health care affordable for middle class Americans. | The bill will impose a financial hardship on middle class Americans who will be forced to buy a product that they can’t afford to use. A family of four making $66,370 will be forced to pay $8,628 per year for insurance. After basic necessities, this leaves them with $8,307 in discretionary income — out of which they would have to cover clothing, credit card and other debt, child care and education costs, in addition to $5,882 in annual out-of-pocket medical expenses for which families will be responsible. |
5. This plan is similar to the Massachusetts plan, which makes health care affordable. | Many Massachusetts residents forgo health care because they can’t afford it. A 2009 study by the state of Massachusetts found that:
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6. This bill provide health care to 31 million people who are currently uninsured. | This bill will mandate that millions of people who are currently uninsured must purchase insurance from private companies, or the IRS will collect up to 2% of their annual income in penalties. Some will be assisted with government subsidies. |
7. You can keep the insurance you have if you like it. | The excise tax will result in employers switching to plans with higher co-pays and fewer covered services. Older, less healthy employees with employer-based health care will be forced to pay much more in out-of-pocket expenses than they do now. |
8. The “excise tax” will encourage employers to reduce the scope of health care benefits, and they will pass the savings on to employees in the form of higher wages. | There is insufficient evidence that employers pass savings from reduced benefits on to employees. |
9. This bill employs nearly every cost control idea available to bring down costs. | This bill does not bring down costs and leaves out nearly every key cost control measure, including:
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10. The bill will require big companies like WalMart to provide insurance for their employees | The bill was written so that most WalMart employees will qualify for subsidies, and taxpayers will pick up a large portion of the cost of their coverage. |
11. The bill “bends the cost curve” on health care. | The bill ignored proven ways to cut health care costs and still leaves 24 million people uninsured, all while slightly raising total annual costs by $234 million in 2019. “Bends the cost curve” is a misleading and trivial claim, as the US would still spend far more for care than other advanced countries. In 2009, health care costs were 17.3% of GDP. Annual cost of health care in 2019, status quo: $4,670.6 billion (20.8% of GDP) Annual cost of health care in 2019, Senate bill: $4,693.5 billion (20.9% of GDP) |
12. The bill will provide immediate access to insurance for Americans who are uninsured because of a pre-existing condition. | Access to the “high risk pool” is limited and the pool is underfunded. It will cover few people, and will run out of money in 2011 or 2012 Only those who have been uninsured for more than six months will qualify for the high risk pool. Only 0.7% of those without insurance now will get coverage, and the CMS report estimates it will run out of funding by 2011 or 2012. |
13. The bill prohibits dropping people in individual plans from coverage when they get sick. | The bill does not empower a regulatory body to keep people from being dropped when they’re sick. There are already many states that have laws on the books prohibiting people from being dropped when they’re sick, but without an enforcement mechanism, there is little to hold the insurance companies in check. |
14. The bill ensures consumers have access to an effective internal and external appeals process to challenge new insurance plan decisions. | The “internal appeals process” is in the hands of the insurance companies themselves, and the “external” one is up to each state. Ensuring that consumers have access to “internal appeals” simply means the insurance companies have to review their own decisions. And it is the responsibility of each state to provide an “external appeals process,” as there is neither funding nor a regulatory mechanism for enforcement at the federal level. |
15. This bill will stop insurance companies from hiking rates 30%-40% per year. | This bill does not limit insurance company rate hikes. Private insurers continue to be exempt from anti-trust laws, and are free to raise rates without fear of competition in many areas of the country. |
16. When the bill passes, people will begin receiving benefits under this bill immediately | Most provisions in this bill, such as an end to the ban on pre-existing conditions for adults, do not take effect until 2014. Six months from the date of passage, children could not be excluded from coverage due to pre-existing conditions, though insurance companies could charge more to cover them. Children would also be allowed to stay on their parents’ plans until age 26. There will be an elimination of lifetime coverage limits, a high risk pool for those who have been uninsured for more than 6 months, and community health centers will start receiving money. |
17. The bill creates a pathway for single payer. | Bernie Sanders’ provision in the Senate bill does not start until 2017, and does not cover the Department of Labor, so no, it doesn’t create a pathway for single payer. Obama told Dennis Kucinich that the Ohio Representative’s amendment is similar to Bernie Sanders’ provision in the Senate bill, and creates a pathway to single payer. Since the waiver does not start until 2017, and does not cover the Department of Labor, it is nearly impossible to see how it gets around the ERISA laws that stand in the way of any practical state single payer system. |
18. The bill will end medical bankruptcy and provide all Americans with peace of mind. | Most people with medical bankruptcies already have insurance, and out-of-pocket expenses will continue to be a burden on the middle class.
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March 18, 2010
Public option, private deals
One big sham.
The Democrats now do the work of the Republicans, and the Republicans benefit by opposing the obviously shitty result, eventually regaining control of government, when they in turn will provide the means for the Democrats to regain control. Round and round we go, both parties taking turns being the spokesman for the same moneyed interests, a tiresome game of good cop–bad cop but with grave consequences that nobody can any longer deny (endless expanding war, widening gap between rich and poor, disappearance of the middle class).
Unfortunately, that's how our "democracy" is set up: like a sports contest. Winner-takes-all is not representative democracy. And it has now been perfected to the opposite of democracy, in which our only choice is to vote against someone, since there is nothing to vote for.
[Election Reform]